Dr hab. Iwona Karasek-Wojciechowicz is an Attorney at Law and Partner in the Karasek & Wejman Law Firm. Iwona has many years of practical experience in private and commercial law, in particular on banking and finance, cross-border transactions, as well as in FinTech. She is an associate professor at Jagiellonian University in Cracov (Poland). She is a regular contributor to the World Bank`s - the Doing Business Program. Iwona cooperates with business and NGOs in solving practical challenges of Distributed Ledger Technology, cooperating with smart contracts developers, DLT architects and blockchain projects managers. She is a member of the EU Blockchain Observatory and Forum - Blockchain Policy and Framework Conditions working group, a member of The Working Party on DLT / Blockchain of the Polish Ministry of Digitalization, as well as a member of the Association of Polish Economists. She is former member of working groups of the Codification Commission at the Polish Ministry of Justice.